Disability Tax Credit, Briefly

By Clovis Bernard

With the possibility of an one-time financial aid coming down the government pipeline, some of you may wonder how you can get this. If this assistance bill passes, you will need to be qualified for Disability Tax Credit, which also allow you access to Registered Disability Savings Plan (RDSP) and government grants/bond.

The understanding and awareness of DTC can be murky at times with regards to its eligibility criteria. While it is reasonable that as person with hearing loss, it would qualify you for something called a disability tax credit. In other to qualify for DTC as a person with hearing loss or deafness, your doctor or audiologist need to determine that you have significant impact in your daily life in a quiet setting, such as taking longer or being unable to understand spoken speech. However, CRA is known to be quite stringent on this with their own audiologists to oversee the approvals.

There is a lot of room for subjectivity in that eligibility criteria. The term ‘quiet setting’ is tricky to interpret, as it actually to the daily situations that the applicant find themselves in, so different people can have different norms for a quiet setting. In the base of it, this is meant to be about functionality of the hearing loss, so a person whose daily life is not as significantly impacted such as those who still can talk over the phone or a mild-to-moderate level loss may find themselves denied.

Don’t be discouraged! If you feel like this is something that really can help you, it can be very helpful for your audiologist to come up with a list of activities that your hearing loss has impacted you compared to the social norms, then they can write a report in which a general practitioner can approve for your application. It may be a bit of a homework, but the more you can prove your hearing loss has impacted in your life, the more likely you will qualify for disability tax credit and the federal financial aids.